Reports indicate that many American Millennials aren't saving for the future...because they don't believe there will be one. Why is this group so glum?  Climate change.  Fully 88% of Millennials believe in man-caused global warming.  Sixty-nine percent believe that it will significantly impact them in their lifetimes.  A 2018 study by the American Psychological Association revealed that an astounding 72% of Millennials said their emotional well-being is affected by the inevitability of climate change, the highest of any age group. The number of young people reporting symptoms of serious depression increased by 52% from 2005 to 2017, according to a study published in the March issue of the Journal of Abnormal Psychology.  Various other mental health issues also are afflicting youths at much higher rates than in the past.  Some experts attribute this to the increased use of digital media, while others note the...(Read Full Post)