Tomorrow is the deadline for Americans to sign up for insurance in order to get covered and avoid the IRS penalty/tax/fee/ for disobeying the law - maybe. Things are so screwed up that insurers and consumers alike don't know what to do. New York Times: But as the date approaches, a series of decisions by the Obama administration to delay some of the law's most important provisions and to extend some deadlines has caused uncertainty among insurers and confusion among consumers. Already the enrollment of young adults appears to be lagging behind the expectations of federal officials and insurers. And insurers, struggling with problems caused by the chaotic debut of the federal insurance exchange in October, have criticized the administration's last-minute changes, saying they could cause instability in the market. The sudden shifts have sent a mixed message to consumers about the significance of the Monday deadline. They reduce the sense of urgency but not the need for...(Read Full Post)