You are driving through downtown, and you see a homeless woman standing on the corner.  You think, "I hope she is getting some help."  You drive on. There are two sources for help for that homeless woman: charity and welfare.  Let's examine them, how they work, and their effects on her and the rest of us. First, charity.  There are many charitable organizations in every locality, taking voluntary donations from private citizens, churches, and businesses and aiding people in need.  But let's look at charity on a more personal level.  Let's say you, sitting in your car observing the homeless woman, have the impulse to help directly and personally.  You drive to the grocery store and buy a couple of bags of groceries for the woman (and her kids playing on the curb).  You drive back to where she sits, get out of the car, and hand her the groceries.  She looks at you,...(Read Full Article)