Medicare Part B Therapy Caps: A Preview of Life under Obamacare

Many Americans are justifiably leery about health care reform, fearing that reforms will lead to arbitrary government rationing of health care, denial of services, and choice taken from consumers and placed under government control. What many Americans may not know, however, is that we don't have to wait for Obamacare to experience these effects. These conditions hang over the lives of the institutionalized elderly due to Medicare Part B therapy caps.Some definitions will help clarify the discussion. Medicare Part A is an entitlement program offered to Americans who have reached age 65, or those with certain medical conditions such as end-stage renal disease of blindness. Medicare Part B, on the other hand, is an insurance which must be purchased by the consumer, who pays a monthly premium of $96.40 to obtain the benefits. Medicare Part B covers such services as durable medical equipment, ambulance, and physical, occupational, and speech therapy.To be fair, the issue of Part B therapy...(Read Full Article)