According to the government, the Social Security trust fund is due to go broke in 2033. But two recent studies show that the Social Security Administration is using incorrect accounting procedures and that the fund will run out of the money years before that. CNBC: New studies from Harvard and Dartmouth researchers find that the SSA's actuarial forecasts have been consistently overstating the financial health of the program's trust funds since 2000. "These biases are getting bigger and they are substantial," said Gary King, co-author of the studies and director of Harvard's Institute for Quantitative Social Science. "[Social Security] is going to be insolvent before everyone thinks." Read MoreWill you miss out on Social Security benefits? The Social Security and Medicare Trustees' 2014 report to Congress last year found trust fund reserves for both its combined retirement and disability programs will grow until...(Read Full Post)