Krugman's Zombies

As Krugman explains in a recent NYT article, "a zombie idea is a proposition that has been thoroughly refuted by analysis and evidence, and should be dead - but won't stay dead because it serves a political purpose, appeals to prejudices, or both."

He then  goes on to claim that Marco Rubio's mind is " zombie infested" and in particular accuses Marco Rubio of doing the "full Zombie" in claiming that  "a major cause of our recent downturn was a housing crisis created by reckless government policies."

Krugman asserts that Rubio's zombie idea that the government policies had a major role in the housing/financial crisis has "been refuted in detail."

No, the government didn't force banks to lend to Those People; no, Fannie Mae and Freddie Mac didn't cause the housing bubble (they were doing relatively little lending during the peak bubble years); no, government-sponsored lenders weren't responsible for the surge in risky mortgages (private mortgage issuers accounted for the vast majority of the riskiest loans).

Rubio's zombie idea never was a zombie idea except to the NYT bubble heads and now the retiring CEO, John Allison, of the regional giant Midwestern banking chain, BB&T, has come out explaining that indeed it was government policies that were behind the housing/fiscal crisis. Not only that, Allison claims that the government of the present administration used bribes and pressure to force banks to go along with the Krugman narrative. Bribed by federal bailouts and threatened by lawsuits, top bankers grudgingly went along with the narrative that greed and deregulation caused the recession.

Here is the title of the IBD article, "Top Banker Says Government Caused Housing Crisis."

Whose mind is "infested with zombie ideas" Mr. Krugman?