Survey shows that up to 2/3 of uninsured don't know if they'll buy insurance
I wonder how many of them realize that if they don't buy insurance, they're going to be hit with a big fine from the IRS?
The poll, conducted by InsuranceQuotes.com, also found a lot of skepticism about Obamacare:
And less than half of those in the survey released by InsuranceQuotes.com think they'll get better health care after Obamacare takes full effect. Nearly 50 percent believe the ACA will make it more difficult for them to get tests and procedures done in a timely manner, according to the phone survey of 1,001 adult Americans conducted in early May.
And a whopping 68 percent of low-income Americans aren't sure they qualify for tax credits that would subsidize their purchase of health insurance--despite they fact that they almost invariably will qualify, the survey found. That population is most likely to benefit from government subsidies under the health-care reform law.
Laura Adams, senior insurance analyst at InsuranceQuotes.com, said public uncertainty about Obamacare--particularly a lack of commitment to signing up--could end up driving up health-insurance costs under the program because not enough healthy people will participate to offset benefits payouts.
"I was really shocked that 64 percent [of uninsured adults] said they haven't decided if they will purchase insurance by the Jan. 1 deadline," Adams said. "I was definitely surprised by the high number of people who really have no clue what they're going to do next year."
"We don't want these consumers to miss this key deadline," she said, adding that new heath-care exchanges under Obamacare will begin accepting applications for insurance in less than four months. "They're going to potentially go without health care for the entire year."
In other findings of the survey, more than 60 percent of Americans said they fear Obamacare will lead to increased health-care costs.
Just 26 percent predicted such costs will go down under the program, according the survey by InsuranceQuotes, which provides an online marketplace for consumers and insurers to seek and provide quotes for insurance coverage. The web site is part of Bankrate Insurance, an online network owned by Bankrate.com.
Despite 25 years of Americans being bombarded by PSA's, talk shows, courses in school, and media saturation telling us how the AIDS virus is transmitted, about 50% of Americans still believe you can catch AIDS from drinking out of the same glass as someone who has the virus.
Obamacare is so complex, so confusing, that "educating" the public about its benefits and penalties probably won't do much good. The first some of these people will hear about the Obamacare individual mandate is when they get a registered letter from the IRS telling them they owe the tax for not buying insurance. Or imagine the shoclk for some when they get the letter from their insurance company telling them the policy they've carried for years has inadequate coverage under the new law and they will have to buy a more expensive plan.
America is in for a kick in the nether regions next year and most are totally unaware of it.